Canadian Dental Care Plan in Comox, BC

The Canadian Dental Care Plan (CDCP) may help eligible patients access essential dental treatments and preventive care. If you do not currently have dental insurance and your household income meets the program requirements, you may qualify for coverage.


At Dr. Phil The Dentist, our team is happy to help patients understand how the CDCP works and how it may apply to their dental care. If you would like more information about eligibility, coverage details, or how to apply, please contact our clinic, and our team will guide you through the next steps.

Quick Eligibility Checklist
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Do not have dental insurance
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Have a household income under $90,000
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Filed last year’s tax return
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Are a Canadian resident

Book Your CDCP Appointment

Why Choose Dr. Phil The Dentist?

At Dr. Phil The Dentist, we’re more than just a dental office. We’re your partners in maintaining lifelong oral health. We proudly participate in the Canadian Dental Care Plan and are dedicated to helping eligible patients understand and access the benefits available to them.

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Guidance for Your CDCP Coverage

Dental coverage can be confusing, but our team makes it simple. If you have questions about eligibility or need help preparing for a CDCP-covered visit, we’re here to assist.

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Open & Transparent Communication

We clearly explain your treatment options, coverage details, and any potential out-of-pocket costs before care begins. No surprises, just transparent communication.

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Full-Service Dental Care

From routine cleanings and exams to fillings, extractions, and crowns, we provide CDCP-covered services and treatments to support your long-term oral health.

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Patient-Centered

Approach

Your comfort comes first. We tailor care to your needs and move at a pace that works for you. Feeling nervous? Let us know. We’re here to help.

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Convenient

Scheduling

With flexible hours, short wait times, and efficient visits, we make it easy and convenient to fit dental care into your busy schedule.

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Experienced

Dental Team

Our dentists, hygienists, and support staff bring years of experience and a strong commitment to providing exceptional patient care.

How the CDCP Works

The Canadian Dental Care Plan (CDCP) is a program from the Government of Canada designed to make dental care more affordable for people who don’t have private dental insurance. If your household income is under $90,000, you may qualify for reduced cost or fully covered dental services through this plan. Coverage under the CDCP is based on your adjusted family net income, which is assessed through your most recent tax return.

Our office charges only the CDCP’s established fees and never bills above the approved CDCP rates. This means no out-of-pocket costs for services fully covered by the CDCP for those with 100% coverage and lower out-of-pocket expenses if you have a co-pay. If you need help confirming your coverage or eligibility, we’re happy to assist.

Adjusted Family Net Income CDCP Covers You Cover (Co-payment)
Under $70,000 100% of eligible services at CDCP rates 0% (you may still face additional fees)
$70,000 – $79,999 60% of eligible services at CDCP rates 40% of CDCP rates
$80,000 – $89,999 40% of eligible services at CDCP rates 60% of CDCP rates

What Services Are Covered?

The CDCP provides coverage for a wide variety of dental services when recommended by a dentist or qualified oral health professional. Some treatments may require preauthorization before they can be completed. Covered Services Include:

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Preventive Care

Dental exams, cleanings (scaling), fluoride treatments, sealants

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Diagnostic Services

Routine, emergency, and specialized dental exams, as well as dental X-rays

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Restorative Services

Temporary and permanent fillings, pain management treatments, crowns (preauthorization required)

A stylized black-and-white icon of a tooth with a dental tool or screw positioned inside it.
Endodontics

Root canal therapy, pulpectomies, infection treatment (re-treatment requires preauthorization)

Periodontics

Treatment for gum disease including deep cleanings, abscess care, and non-surgical management

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Prosthodontics (Removable)

Complete and partial dentures, denture repairs, relines, and rebases (some procedures require preauthorization)

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Oral Surgery

Tooth and root extractions, cyst or tumor removal, and certain jaw treatments

Anesthesia & Sedation

Conscious sedation and general anesthesia options (requires preauthorization)

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Orthodontics

Limited to medically necessary cases and subject to strict eligibility criteria and spending limits.

What Services Are Covered?

The CDCP covers a broad range of services when recommended by a dentist or other oral health provider. Some services require preauthorization before treatment. Covered Services Include:

A black icon showing two hands cupping a heart with a heartbeat rhythm line inside.
Preventive Care

Dental exams, cleanings (scaling), fluoride treatments, sealants

A black outline icon of a medical clipboard with a plus sign and a heart containing an EKG rhythm line.
Diagnostic Services

Routine, emergency, and specialized dental exams, as well as dental x-rays

A line-art icon of a dentist's drill pointed at a tooth, with sparkle marks indicating a cleaning or dental procedure.
Restorative Services

Temporary and permanent fillings, pain management treatments, crowns (preauthorization required)

Line art icon of a tooth being treated with a dental drill.
Endodontics

Root canal therapy, pulpectomies, infection treatment (re-treatment requires preauthorization)

Periodontics

Treatment for gum disease including deep cleanings, abscess care, and non-surgical management

A simple black-and-white icon showing a front view of upper and lower teeth set within a mouth shape.
Prosthodontics (Removable)

Complete and partial dentures, denture repairs, relines, and rebases (some procedures require preauthorization)

A black icon of a person reclining in a dental chair with an examination light positioned above them.
Oral Surgery

Tooth and root extractions, cyst or tumor removal, and certain jaw treatments

Anesthesia & Sedation

Conscious sedation and general anesthesia (requires preauthorization)

An icon of a dentist's tool cleaning or polishing a tooth, represented by a sparkling star effect on the tooth surface.
Orthodontics

Limited to medically necessary cases and subject to strict eligibility criteria and spending limits.

Explore CDCP Benefits

*Please confirm with our office whether a service requires preauthorization or may involve out-of-pocket costs. If you’re unsure whether you qualify or how to prepare for a CDCP appointment, call us at (250) 339-2252 or apply today through Canada.ca.

Eligibility Conditions

You may qualify for the CDCP if you meet all four of the following conditions:


  • No access to dental insurance through work, school, or private purchase
  • You and your spouse/partner (if applicable) filed a Canadian tax return for the previous year
  • Adjusted family net income is under $90,000
  • You are a Canadian resident for tax purposes
Check Your Eligibility

*Once approved, you’ll get a member ID letter, a Sun Life card, and instructions to book care starting from your benefit date.

How to Apply CDCP

If you’d like help understanding your eligibility or preparing for a CDCP-covered visit, feel free to contact us at (250) 339-2252.



To learn more and apply, visit the official Canadian Dental Care Plan (CDCP) page on Canada.ca or click below to start your application.

Apply Now

Frequently Asked Questions

  • What is the Canadian Dental Care Plan (CDCP)?

    The Canadian Dental Care Plan is a federal program that helps eligible residents access essential dental treatments and preventive care when they do not have private dental insurance.

  • Who is eligible for the CDCP?

    You may qualify for the CDCP if you do not have private dental insurance, your household income is below $90,000, you are a Canadian resident for tax purposes, and you have filed your most recent tax return.

  • What dental treatments may be covered under the CDCP?

    The CDCP may help cover a range of dental procedures, including preventive care such as dental exams, cleanings, and X-rays, as well as certain restorative treatments. Coverage details may vary depending on eligibility and the specific treatment required.

  • Do I need to apply for the CDCP before visiting the clinic?

    Yes. Patients must apply for the Canadian Dental Care Plan and receive approval before using the program for dental treatments. Once approved, you can schedule an appointment and discuss your coverage with our team.

  • Can your clinic help me understand my CDCP coverage?

    Yes. Our team at Dr. Phil The Dentist is happy to help patients understand how the Canadian Dental Care Plan works and how it may apply to their dental treatments. If you have questions about eligibility or coverage, please contact our clinic and we will be glad to assist you.